Altuğ, OsmanErsoy, Ayten2021-09-092021-09-091993https://katalog.marmara.edu.tr/veriler/yordambt/cokluortam/A/E/B/A/E/T0041406.pdfhttp://hdl.handle.net/11424/184252153y. ; 28 sm.turinfo:eu-repo/semantics/openAccessBANKACILIKTEKNOLOJİBANKACILIKBELGELERdoctoralThesis