Publication: Düzenli fitness yapan bireylerin, finansal tutum düzeylerinin demografik faktörlerle ilişkisi
Abstract
Düzenli fitness yapan bireylerin, finansal tutum düzeylerinin demografik faktörlerle ilişkisi Amaç: Araştırmanın amacı, 18-55 yaş arası yetişkin bireylerin finansal tutum farkındalıklarının sosyodemografik özelliklerine göre belirlenmesidir. Araştırma sonuçlarının fiziksel olarak aktif bireylerin finansal tutum davranışlarının anlaşılmasında yardımcı olacağı ön görülmektedir. Gereç ve Yöntem: Araştırma, nicel araştırma yöntemine dayalı betimleyici bir çalışma olup araştırmaya İstanbul, İstanbul Dudullu Organize Sanayi Bölgesi bünyesindeki özel bir spor salonu üyesi birey katkı sağladı. Katılımcıların yaş, cinsiyet, eğitim, gelir düzeyi, çocuk sayısı ve medeni durum özelliklerinin finansal tutum ve davranışlarını nasıl yordadığı ilişkisel tarama yöntemi ile karşılaştırıldı. 289 katılımcıya iki kategoriden oluşan anket formu uygulandı ve ilk kategoride sosyodemografik bilgilere yer verildi ve ikinci kategoride Finansal Tutum Ölçeğine ait sorular uygulandı. Araştırma değişkenleri arasında çıkan ilişki kapsamında bağımsız değişkenin bağımlı değişkeni hangi oranda etkilediğini tespit edebilmek adına (p<0,05) önem düzeyinde hiyerarşik regresyon analizi uygulandı. Analiz, iki farklı model üzerinden gerçekleştirildi. Analize dâhil edilen tüm değişkenler ikili analizler (t testi, ANOVA) sonucunda elde edildi. Bulgular: Model 1’de eğitim, cinsiyet, yaş ve medeni durum değişkenleri yer aldı. Eğitim düzeyi lisansüstü olan katılımcıların (β=0,467, p<0.001), bekarların (β=0,248, p=0.040) ve 36-45 yaş arası katılımcıların finansal tutum puanlarının anlamlı şekilde daha yüksek olduğu görüldü. Model 2’de Model 1’e ek olarak çocuk sayısı ve gelir düzeyi özellikleri dahil edildi. Model 2’nin toplam açıklayıcılığı %16,8’e yükseldi ve Model 1’e yapılan eklemeler anlamlı bir değişim yarattı (R2 değişimi =0,038, F değişimi = 3,20, p=0.014). Modelde, çocuk sayısı 3 ve daha fazla olanların finansal tutum puanlarının anlamlı şekilde daha yüksek olduğu görüldü (β=0,557, p=0.001). Sonuç: Sonuç olarak düzenli fitness yapan bireylerde eğitim düzeyinin yüksek olması, 36-45 yaş aralığında olma ve çocuk sayısının 3 ve daha fazla olması durumlarında finansal tutum ve davranışlarının olumlu düzeyde olduğu anlaşılmaktadır.
The relationship between financial attitude levels of ındividuals who do regular fitness and demographic factors Objective: The aim of the study is to determine the financial attitude awareness of adults between the ages of 18-55 according to their sociogemographic characteristics. It is predicted that the results of the research will help to understand the financial attitude behaviors of physically active individuals. Materials and Methods: This is a descriptive study based on a quantitative research method. The sample consists of members of the sports center in the Istanbul Dudullu Organized Industrial Zone. Using the relational screening model, the study examined the relationship between participants’ age, gender, education, income, number of children, and marital status and their financial attitudes and behaviors. A questionnaire was administered to 289 participants, including sociodemographic questions and items from the Financial Attitude Scale.Within the scope of the relationship between the research variables, hierarchical regression analysis was applied at the importance level (p<0,05) in order to determine the extent to which the independent variable affects the dependent variable. The analysis was carried out through two different models. All variables included in the analysis were obtained as a result of pairwise analyses (t-test, ANOVA). Results: Model 1 included the variables of education, gender, age and marital status. It was observed that the financial attitude scores of the participants with graduate education (β=0,467, p<0,001), single (β=0,248, p=0,040) and participants aged 36-45 were significantly higher. In addition to Model 1, Model 2 included the characteristics of the number of children and income level. The total explanatory accuracy of Model 2 increased to 16.8%, and additions to Model 1 produced a significant change (R2 change = 0,038, F change = 3,20, p = 0,014). In the model, it was seen that the financial attitude scores of those with 3 or more children were significantly higher (β=0,557, p=0,001). Conclusion: As a result, it is understood that the financial attitudes and behaviors of individuals who do fitness regularly are at a positive level when their education level is high, they are between the ages of 36-45 and the number of children is 3 or more.
The relationship between financial attitude levels of ındividuals who do regular fitness and demographic factors Objective: The aim of the study is to determine the financial attitude awareness of adults between the ages of 18-55 according to their sociogemographic characteristics. It is predicted that the results of the research will help to understand the financial attitude behaviors of physically active individuals. Materials and Methods: This is a descriptive study based on a quantitative research method. The sample consists of members of the sports center in the Istanbul Dudullu Organized Industrial Zone. Using the relational screening model, the study examined the relationship between participants’ age, gender, education, income, number of children, and marital status and their financial attitudes and behaviors. A questionnaire was administered to 289 participants, including sociodemographic questions and items from the Financial Attitude Scale.Within the scope of the relationship between the research variables, hierarchical regression analysis was applied at the importance level (p<0,05) in order to determine the extent to which the independent variable affects the dependent variable. The analysis was carried out through two different models. All variables included in the analysis were obtained as a result of pairwise analyses (t-test, ANOVA). Results: Model 1 included the variables of education, gender, age and marital status. It was observed that the financial attitude scores of the participants with graduate education (β=0,467, p<0,001), single (β=0,248, p=0,040) and participants aged 36-45 were significantly higher. In addition to Model 1, Model 2 included the characteristics of the number of children and income level. The total explanatory accuracy of Model 2 increased to 16.8%, and additions to Model 1 produced a significant change (R2 change = 0,038, F change = 3,20, p = 0,014). In the model, it was seen that the financial attitude scores of those with 3 or more children were significantly higher (β=0,557, p=0,001). Conclusion: As a result, it is understood that the financial attitudes and behaviors of individuals who do fitness regularly are at a positive level when their education level is high, they are between the ages of 36-45 and the number of children is 3 or more.